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Beware of the Newest Activity Online: Phishing
No. I'm not talking here about the outdoor activity enjoyed by many. And no again; I did not misspell it. Phishing is the name given to the latest online scam where millions of unwary Americans are getting their identities stolen.
This fraudulent activity is considered the fastest growing crime of modern times. The favorite target groups of phishers seem to be very young children and senior citizens, as they do not often ask for credit reports, fill out credit card applications or solicit loans. This allows the thieves to go undetected for longer periods of time; but still, be careful. We all are potential targets.
Remember when throwing away unshredded documents with personal information in the trash bin was considered a big risk for identity theft? While this still happens, identity thieves have become more sophisticated in recent times, and this is how they do it?
Phishers create bogus e-mails that look as if they came from large, well-known institutions and banks, such as eBay, Paypal, Citibank, EarthLink, and Wells Fargo among others. These e-mails claim that you are due for an account update, or that the account number, password, social security number or other confidential information needs to be verified. Then they warn you, stating that if you do not do it within a certain period of time, that your account will be closed, terminated, the service discontinued, or something to that effect.
They even provide you with links to websites that look legitimate, because they hijack the real logos of these well known banks, and trusted institutions and companies. And that is the scary part? these e-mails look 100% legitimate, but they are not.
In some cases it goes even further? some of these phishers are installing spyware on your computer to monitor your online activities. So? should you leave the online world for good? Not necessarily.
These are a few things you can do to protect yourself from these scammers:
1. Do not respond to any e-mail that asks for personal information from you, such as account number, credit card number, user names, passwords, etc. If you suspect that the e-mail, indeed, be legitimate, contact your bank or institution to verify this.
2. When in doubt, visit the Anti-Phishing Working Group for an update of the latest scams, and tips to avoid becoming a victim. The website's URL is www.antiphishing.org
3. Websites like www.Paypal.com, www.citibank.com, and www.ebay.com, offer security tips and tell you what information they'd never ask for in an e-mail.
4. Get anti-virus software and keep it up-to-date.
5. If you suspect you have received a fraudulent e-mail, do not click on any links within it, and forward it to the FTC at uce@FTC.gov
Finally, if you suspect you've been a victim of this fraud, get a copy of your credit report immediately to check for unusual activity. If you discover that you've been a victim of identity theft, close your account at once and?
- Call the Credit Bureau.
- File a police report.
- Call the FTC ID theft hotline at (877)IDTHEFT.
- Alert other financial institutions where you have accounts.
According to the Anti-Phishing Working Group, phishers send millions of e-mails a day, getting about 5% response. Even with this low response, it is estimated that about 150,000 Americans have fallen prey to these scams since May of 2004. Get informed. Do not become a victim yourself.
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.
Tamara Baruhovich is the author of "Straight Talk about Network Marketing" A no hype, no B.S. e-course that shouldn't be missed if you are serious about starting a successful career in Network Marketing! Get your complimentary copy here? email@example.com
Three Faces of SPAM
Like everybody who will ever read this, I get spam in my e-mail. Mine seems to fall into one of three categories. The first is the Nigerian scam about helping some poor, pathetic soul collect megabucks, supposedly from someone who has died and left a fortune. I'm not sure what is worse: that there are people desperate enough to believe those messages, or that there are people despicable enough to prey on the desperate. The net result is the despicable con the desperate into sending money which the desperate will never see again.
Of Spam and Sandboxes
About a month ago I had the privilege of giving a demo of the next version of Sonic Page Blaster to the attendees at Yanik Silver's "Underground Online Marketing Seminar". I fielded a couple questions afterwards that bear a better treatment than I could manage on the spur of the moment and in less than 60 seconds.
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Q: I am so sick of all the spam that is sent to my business email address. I spend an hour every morning just trying to sort out the good email from the bad. I know I could just delete it all, but I'm afraid I'll accidentally delete email that might be important to my business. Short of unplugging my computer, what's the best solution for dealing with spam?
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Very often SPAMMERS take advantage of catch-all email setup on webservers. Every email no matter what the recipients email address is will be caught by the default email account. It is highly recommended not to use catch-all email accounts and to discard SPAM send to non-existing email addresses. SPAM will clog up your SMTP server and consum resources like bandwidth and disk space in mailboxes. In most mail servers and web control panels (like cPanel) the user or admin can decide what will happen to emails with no existing recipient on the server. Refuse to the let emails onto the server and to let the sender's mail server deal with it (option: ":fail:") or to accept these incoming messages but then to delete them right away (option: ":blackhole:".
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The Trouble With Spam Is....
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Spam, spam, spam. It's terrible not only for those of us on the receiving end, but for those of us who SEND e-mail.
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For years I didn't worry much about spam.
Block Spam with An Easy Behavioral Change
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Corporate Email Policies Lower Unnecessary Legal and Security Risks
What comes to your mind when you think about your email? Email makes possible almost instant communication with your co-workers without leaving your desk, a quick note to a family member who lives far away, but also has a very annoying downside such as junk mail. Since the introduction of the Internet, email has been one of its primary uses. The fact that it is a fast, cheap and easy means of communication, makes email a great business tool. But there are also a series of threats for employers associated with email usage. Email threats such as confidentiality breaches, legal liability, lost productivity and damage to reputation cost organizations millions of dollars each year.
Wiki Reek-y Havoc
The Vandals are coming! And this time they're after your wallets.
One of our Australian clients sent out a campaign using a list which had been complied manually.
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